Beese Fulmer Wealth Management Commentary
Welcome to the Beese Fulmer Wealth Management Commentary. Researched and written by Beese Fulmer experts, these articles unravel the mysteries and expertly guide investors with information and counsel honed over decades of experience. Visit often for more articles or subscribe to our RSS feed below.
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Case Study: "Are low interest rates jeopardizing my retirement plans?”
Thursday, July 17, 2014
Tim and Elizabeth “Are low interest rates jeopardizing my retirement plans?”
Five years ago, Tim, 70, decided to retire from his successful medical practice which he helped build over the last three decades. His wife, Elizabeth, 67, stopped working when they had their children and volunteers with several community organizations in Stark County. Tim and Elizabeth have saved well and, while working, contributed the maximum amount each year to his retirement. When Tim retired, he followed the old adage “your age is your bond allocation,” but over the last several years, the bond portfolio income declined substantially and has Tim worried.
Dennis Fulmer Comments in Repository on New YMCA
Tuesday, January 28, 2014
One such person was Dennis Fulmer of Beese Fulmer, an institutional investment management firm.
"I will probably run on the treadmill today," Fulmer said while grabbing a towel. "I like to have a break during the day, recharge my batteries. I have been a Y member for probably 30 years. It is nice to have it reopen."
Beese Fulmer's Rules of the Rational
Monday, December 30, 2013
CFA Asset Manager Code - First in NE Ohio
Monday, September 2, 2013
"It did come as a bit of a surprise to learn we were the first asset manager based in North East Ohio to claim compliance with the Asset Manager Code of Professional Conduct. We are proud to be the first to take the initiative and go through this exercise; it’s another way that Beese Fulmer can distinguish itself as a leader in our professional community." Nicholas Perini
Inside Beese Fulmer – Meet Nick Perini, CFA
Wednesday, October 31, 2012
Ryan Fulmer Named Twenty Under 40! by Chamber of Commerce
Thursday, May 23, 2013
Rational Decision Making in an Irrational World
Tuesday, January 15, 2013
As many of you know, at Beese Fulmer, we have always been advocates of investing for the long term. Our firm has championed this methodology for the last 32 years--and we will do so for the next 32 years.
4Q12 Investment Outlook: Year-End Review and 2013 Forecast
Tuesday, January 15, 2013
As you can see from our tables and charts, 2012 was a good one for the major stock benchmark averages. It is interesting to note that for two of the three, it seems the high water mark was hit at the end of the first quarter! You didn’t even have to wait until May to go away!
Exploring the Hidden Tax Consequences of Mutual Funds
Thursday, March 1, 2012
For an individual who is in the process of building his or her wealth, this strategy can be a prudent and efficient means for building a nest egg. However, once an individual becomes more well off, there are less-costly tax-efficient solutions to creating wealth that exist--particularly separately-managed accounts at Beese Fulmer Investment Management, Inc
How the Internet and Creative Destruction Made High-Net-Worth Investing More Difficult
Thursday, March 1, 2012
It used to be much easier. Decades ago brokers acted as intermediaries to facilitate stock and bond transactions for clients. Nowadays, many new approaches to investing keep popping up, although the differences may seem negligible. Why has this industry changed so dramatically and, more importantly, how do you, as a high-net-worth individual, navigate all of the options?
The Beese Fulmer FREE Wealth Profile
Our WEALTH PROFILE
helps us gather the type of information we've found essential in establishing who you are…where you want to go…and how you want to get there.
- We start with basic background information about your assets and objectives.
- Then we define your goals for the portfolio and what we call your Investment Psychology (conservative, moderate, or aggressive? patient or reactive? hold-and-grow or make withdrawals?).
- We determine your attitudes and behaviors concerning the market, a meaningful guide to your favored portfolio philosophy.
- The final section characterizes your personality in general terms and relating to finances.
Before proceeding, think about your total wealth; not just your investments, but your real estate, bank accounts, business assets, and insurance. These are all part of your total wealth picture.
While we specialize in the investment piece, we will take other assets into account in order to build a portfolio that best complements these assets.
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your FREE personalized Wealth Profile.
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