At Beese Fulmer, we provide comprehensive, conflict-free wealth management services tailored to high-net-worth (HNW) individuals and families. Our rational, transparent approach ensures that your wealth is managed with precision and care, following your unique goals—whether focused on preserving wealth, maintaining your lifestyle in retirement, or building a lasting legacy.

We integrate our deep expertise in equities, fixed-income, and alternative investments with strategic collaboration with your legal and tax advisors, delivering a comprehensive plan for long-term wealth growth and preservation.

Comprehensive Wealth Planning

At Beese Fulmer, we take a rational and transparent approach to financial planning, ensuring every recommendation is free from conflicts and aligned with your financial objectives. By working closely with your legal and tax professionals, we create tailored plans that address your long-term goals.

Retirement Planning: We craft clear, rational strategies to secure your financial future, maximizing returns from fixed-income and equity investments. Tax-efficient withdrawal strategies are designed to preserve your lifestyle throughout retirement. Find Out More

Multi-Generational Wealth Planning: We work alongside your estate attorneys and tax professionals to facilitate seamless wealth transfer across generations. Our rational planning includes the integration of trusts, risk management, and education programs to secure family harmony and financial continuity.

Succession Planning: For business owners, transitioning ownership is a critical process. We coordinate with legal and financial experts to ensure smooth leadership transitions while preserving wealth for future generations.

Philanthropic Planning: Our transparent approach to charitable giving helps align your contributions with your financial goals, optimizing tax savings and impact through well-structured giving strategies. Find Out More

Tax and Estate Strategies

Effective tax and estate management is essential for maintaining and growing wealth. Our conflict-free, rational approach integrates advanced tax strategies with legal and tax professionals to minimize tax liabilities while ensuring full transparency.

Advanced Tax Management: Using a disciplined, data-driven approach, we implement strategies such as tax gain/loss harvesting, asset location, and dividend income optimization to reduce tax burdens and align with your financial goals. Find Out More

Estate Tax Minimization: Through collaboration with estate attorneys and tax advisors, we employ rational strategies to reduce estate taxes, such as trusts, charitable contributions, and gifting programs.

Legacy Preservation: By creating rational structures that mitigate risks like taxes and legal disputes, we protect your wealth for future generations, ensuring smooth asset transfers while safeguarding your legacy.

Trust Management in Ohio and Select States: In Ohio and select other states, the trust code is bifurcated, allowing Beese Fulmer to serve as an independent, conflict-free investment manager while a separate trustee—either corporate or a family member—handles trust administration. This bifurcation ensures transparency and the highest standards of fiduciary responsibility. Find Out More

Active Investment Management

Beese Fulmer’s active investment management focuses on conflict-free, transparent decision-making, rooted in rational analysis. Our personalized portfolios are designed to meet your financial goals and risk tolerance, adapting as markets evolve.

Fixed-Income Investments: Our actively managed fixed-income portfolios are structured to provide stable income streams and protect capital from interest rate fluctuations, all while maintaining full transparency regarding fees and risks.

Equities: We take a rational approach to stock selection, identifying growth opportunities while minimizing downside risk and tax liabilities. Our team emphasizes transparency in both strategy and execution.

Alternative Investments: For clients looking to diversify, we offer access to private equity and hedge funds, ensuring these exclusive opportunities are well-aligned with your overall wealth strategy. Our conflict-free, rational approach ensures that each investment decision is made with full transparency and clarity.