At Beese Fulmer, we understand that business owners and entrepreneurs face unique financial challenges that require specialized, conflict-free solutions. From liquidity events to succession planning, our transparent and rational advice ensures that both your personal and business finances remain aligned with your long-term goals.

Our comprehensive approach addresses immediate needs while strategically positioning your wealth for future growth and protection. With deep expertise in coordinating with legal and tax professionals, we ensure that every aspect of your wealth is managed with precision and care.

Comprehensive Wealth Planning for Business Owners

Managing wealth as a business owner means balancing personal and business objectives, often under dynamic conditions. Beese Fulmer’s integrated approach ensures that your financial plan adapts to these complexities. Whether navigating a liquidity event, preparing for an exit, or planning for the next generation, we deliver clear, rational strategies that protect and grow your wealth while accounting for the interrelated nature of your financial responsibilities.

Liquidity Planning: Business owners often face the challenge of balancing reinvestment in their company with personal liquidity needs. We develop tailored strategies that provide sufficient liquidity for both your business and personal goals. Through close collaboration with your legal and tax professionals, we secure your financial well-being during key business transitions.

Exit and Succession Planning: Transitioning ownership or exiting your business is a critical decision. At Beese Fulmer, we specialize in creating bespoke exit and succession strategies that align with your long-term objectives. By working closely with your legal, tax, and other professionals, we ensure that your business transition is seamless and conflict-free, whether your goal is to preserve the business for future generations or maximize value through a sale.

Roll-Over Equity Strategies: Help business owners maximize the value of their business during mergers or sales, but present unique risks to financial plans. We provide clear, conflict-free guidance to optimize tax outcomes and liquidity, ensuring that roll-over opportunities align with both personal and business financial objectives.

Tax and Estate Strategies for Business Owners

Tax and estate management are critical to preserving wealth and ensuring a smooth transition to future generations. Beese Fulmer’s conflict-free approach integrates tax optimization and estate planning strategies, safeguarding both your personal and business assets while minimizing tax liabilities.

Tax-Optimized Wealth Transfer: We work closely with estate attorneys and tax advisors to develop comprehensive, tax-efficient wealth transfer strategies, including trusts, gifting programs, and charitable contributions. Our goal is to ensure your wealth is passed to the next generation with minimal tax exposure.

Estate Planning for Family-Owned Businesses: Family-owned businesses face unique challenges when planning for generational transitions. Our rational, conflict-free approach ensures smooth transfers between generations, mitigating risks like tax burdens and legal disputes. We collaborate with your legal and other advisors to preserve both wealth and family harmony.

Active Investment Management for Business Owners

Beese Fulmer’s active investment management focuses on conflict-free, transparent decision-making, rooted in rational analysis. Our personalized portfolios are designed to meet your financial goals and risk tolerance, adapting as markets evolve.

Fixed-Income Investments: Our actively managed fixed-income portfolios are structured to provide stable income streams and protect capital from interest rate fluctuations, all while maintaining full transparency regarding fees and risks.

Equities: We take a rational approach to stock selection, identifying growth opportunities while minimizing downside risk and tax liabilities. Our team emphasizes transparency in both strategy and execution.

Alternative Investments: For clients looking to diversify, we offer access to private equity and hedge funds, ensuring these exclusive opportunities are well-aligned with your overall wealth strategy. Our conflict-free, rational approach ensures that each investment decision is made with full transparency and clarity.